Call or Text: 509-362-4228
Welcome to Oates Insurance
I have been in the insurance business now for over 14 years.
What brought me into the insurance business was after surviving Cancer twice, I realized the importance of insurance. (About me)​
We specialize in: Medicare, Medicare Supplements, Medicare Advantage, Long-term Care, Annuities, Life Insurance, Critical Illness, Dental & More
Licensed in: WA, ID, OR, CA, AZ, CO, KY, MT
Medicare
(Local Expert)
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​Navigating Medicare Doesn’t Have to be Stressful:
Simplify the Switch: I help you understand the difference between Parts A, B, C, and D so you don’t have to guess.
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​Find the Right Fit: Whether it’s a Supplement or Advantage plan, we’ll find the coverage that fits your doctors and your budget.
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​I Come to You: I am on the road every day, providing in-home consultations to review your options in the comfort of your own home at no cost.
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Long-Term care
​(Protecting Independence)
Stay Independent as You Age:
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With a Long-Term Care plan it is designed to help you pay for types of services that come about as we get older.
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You may eventually need help with things you’ve always been able to do yourself – shopping for groceries, fixing meals, cleaning the house or with personal services, like bathing, dressing or taking medications.
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This plan is there to help with all these types of services
Life Insurance
(Legacy & Security)
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Protect the People Who Matter Most.
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Life insurance is about providing for the people you care about most. These funds can help your loved ones pay monthly living expenses, stay in their home and pay off debts, including final expenses.
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It can also help send a child to college one day.
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It pays a sum of money you choose and may help protect them from the financial impact of your death.
Critical Illness Insurance
(My Personal Mission)
Focus on Recovery, Not the Bills:
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If you’re diagnosed with a serious illness, one of the last things you want to worry about is your finances.
A Critical Illness policy helps provide protection from a variety of covered conditions, so you can focus on getting well without the burden of finances being covered.
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This coverage works alongside your health insurance to handle the "hidden costs" of a serious illness.
What our Clients are saying
"Thank you for always returning my calls, researching, and answering all my questions, and just being available for me. I appreciate all you do"!
Karon E